Mr. Outdoorsman has done it again!

Well Surprise, surprise, surprise!!

Is that our local hero… back in action?  That tree clearing on Friday must have sparked a fire in this boy’s loins! I hope he has Workers Comp. insurance!

Many have wondered, some have asked, why would he clear an empty lot? One individual suggested he was like Forrest Gump who said, “cause I was a gazillionaire, and I liked doin it so much, I cut that grass for free.” But we think other forces may have been at play.

For those of you who know Mike, he has been said to be somewhat of a “gadget” man. If it’s new and shiny, he sees it, he wants it, he needs it!

Could this be the case with tools now?

Check back soon as we go looking for Mike in the local home improvement store.

He is the best dressed landscaper you have probably ever seen though, huh?

If you are a real landscaper come visit our page and learn more about how to better shop, save and buy business insurance.

Published in: Uncategorized on September 6, 2011 at 5:08 pm  Leave a Comment  

Our local hero contributes to the community

In an unparalleled show of support in the Worcester community, Mike Wolpert, principal at Wolpert Insurance helps clear the remnants of Hurricane Irene at a property neighboring the agency.

“It was the least I could do to help out”, Mike responded when asked why he undertook such a dangerous  undertaking.  The agency personnel were quite surprised and worried as Heather explained, “The only gas powered thing Mike owns is his car, and to him…a power tool is a hammer!”

Mike started the undertaking early Tuesday morning and after carefully planning his removal strategy implemented the plan as evidenced in the picture below.

“All went off without a hitch”, he said late Friday morning as he finished the 15 minute exercise in removing the limb.  “Planning is essentially the key to it all” he explained.

Now I understand who is in charge of getting the power restored in the Bay State.

Our Risk Management program is similar to Mike’s exercise here. We have a simple four step process; plan, implement, review and adapt.  Let us help you with all your insurance needs.

Published in: Uncategorized on September 2, 2011 at 1:23 pm  Leave a Comment  

Hey Truckers- Were You Aware There’s a New Tool to Check Your Tire Wear?

K-Line Industries, a leading original equipment manufacturer (OEM) and aftermarket supplier of specialty tools and tooling systems for the turf, agricultural, construction, and heavy truck and equipment markets has made available a tool that guarantees to help eliminate irregular tire wear, ride vibration and lengthen the life-cycle of commercial tires. The Tire Runout Gauge measures both circular and side tire wear conditions to help fleets keep tire costs under control.

The gauge uses a roller wheel which is placed against the tire tread in combination with a gauge bar, individual low and high spot sliders and magnified measurement readout that shows the amount of wear present.

Wear that exceeds limits can indicate a bent or slanted rim, poorly adjusted wheel bearings, improper tire bead seating, tire flat spots or improperly tightened rim clamps and rear rim spacers.

The Tire Runout Gauge is designed as a precautionary tool that can result in quicker identification of possible problems before they turn into early tire removal and unnecessary additional costs.

Wolpert Insurance Agency specializes in trucking insurance,  fleet trucking insurance, owner operator truck insurance, as well as moving & storage insurance. Give us a call today for a FREE quote!

Published in: on June 27, 2011 at 3:05 pm  Comments (1)  
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Auto Body Shops Are Going “Green”…What Does That Mean?

Companies worldwide are doing whatever it takes to make their products and services more environmentally friendly, cost-effective and safe for consumers. The hybrid vehicle, for example uses less gasoline due to its ability to be re-charged after every trip, saving money for the consumer and minimizing the amount of pollutants emitted into the air. The overall concept of the hybrid vehicle is brilliant, but during production, the environmentally friendly form of transportation is receiving numerous coats of toxic automotive paint. Did you know there is an environmental impact each time a vehicle gets a coat of paint?

Many vehicles’ glossy, shiny paint colors consist of a solvent-based and toxic Volatile Organic Compound (VOC) paint. If this sounds pretty serious to you, it is. VOC paint includes a variety of chemicals, some of which could potentially cause short and long-term negative health issues, especially to those who work in an auto body shop. As the paint hardens, the vapors become admitted throughout the body shop, only to be covered up by the additional toxins in paint strippers and cleaning solvents. However, it is important to know that there are alternatives to VOC paint, which can help minimize the effect of toxins from us as individuals and throughout the world.

The safer alternative to the VOC paint is a Water Borne paint. Water Borne paint is environmentally friendly because it is not solvent based. In addition to reducing VOC emissions during application, water-borne coatings reduce the risk of fire, are easier to clean up (creating less hazardous debris) and minimize worker exposure to organic vapors.

If and when you need to contact an auto body shop and you prefer the environmentally friendly method of paint repair, make sure that the shop you choose has the proper equipment, materials and technological brains to be a “green” service and repair center. Green means the solvents are not getting put into the atmosphere and affecting the ozone layer.

Many “Mom and Pop” shops might not be equipped to handle the water-borne paints, so you may need to look at the larger garages and/or dealerships while exploring options. For garage owners to obtain the appropriate tools and materials can be quite costly as well as a major investment.

Ask the auto body shops and/or dealerships that you are considering if they are a green facility and why they chose to go that route.

If you are a “green” auto body shop in Massachusetts or any other New England state, give us a call today to speak with an agent and receive a free commercial garage insurance quote!

Published in: on June 23, 2011 at 11:32 am  Leave a Comment  
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Need to Report an Accident? There’s an App. for That

Earlier this month, an iPhone “app.” was created for accident and injury victims. The app. is free with a complete checklist as well as special features needed to gather the necessary information to report an insurance claim and any legal actions. The app. guides drivers through the proper steps on how to handle the incident. Valuable tools walk the individual through the process in a way that is easy to understand.

To download the FREE app., go to iTunes or the App. Store and search for “iWrecked accident app.”

App. features include:

  • Accident checklist (tells you everything you need to do after an accident)
  • Captures all the auto accident information
  • Dials 911 instantly to get help as soon as possible
  • Flashlight feature helps you see at night
  • Locate AND call a taxi as well as a tow truck immediately using your phone’s GPS
  • Request the completed police report
  • Take and save photographs of any vehicle damage at the scene of the accident
  • Record witness statements with your “smart phone”
  • Gather all insurance information 
  • Document all insurance claims
  • Gather your medical information

For further information on accident apps., visit insurancenewsnet.com.

Although the accident app. is extremely useful and convenient, you may also report any insurance claims with the Wolpert Insurance claims department by calling 508.459.4763 or via our website.

Published in: on June 17, 2011 at 1:12 pm  Leave a Comment  
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As a Safe Measure, Always Check Your Tire Pressure

Beginning June 2, 2011, the US Department of Transportation has encouraged all drivers to thoroughly inspect their tires to ensure they have the proper inflation while looking for signs of worn treads. The consumer advisory is part of National Tire Safety Week, June 5-11. With the fast approaching summer season, the amount of driving will increase; taking extra precautions is a must.

As the weather warms up, it’s especially important for drivers to ensure their tires are properly inflated…for your safety and the safety of others on the road, inspect your tires regularly and maintain the proper inflation.

-Secretary Ray LaHood

Current data shows that between 2005 to 2009, there were approximately 3400 deaths and 116,000 injuries caused by tire-related crashes.

While it’s true improperly maintained tires can contribute to a crash at any time of year, it is particularly critical for motorists to check tires during hot weather, when families and luggage often overload vehicles for long trips…under-inflated tires spinning on hot asphalt for extended periods of time can be a recipe for disaster.

-NHTSA Administrator David Strickland

Properly inflated tires can actually improve a vehicle’s fuel economy. According to the Department of Energy’s fueleconomy.gov website, under-inflated tires can lower gas mileage by .3 percent for every 1 PSI (pound per square inch) drop in pressure of all four tires. With gas prices on the rise, taking a few minutes to check your tires to ensure safe travels is a no brainer.

 

Published in: on June 7, 2011 at 11:40 am  Leave a Comment  
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How Well Do YOU Know the Rules of the ROAD???

A recent national driving IQ test has proven that “all drivers need a refresher course when it comes to rules of the road”.

Even though the average score of drivers increased from 76.2 percent in 2010 to 77.9 percent this year, results still suggest that a large number of people on the road still don’t know basic driving knowledge, leading to dangerous driving habits. Eighty-five percent of test-takers could not identify the proper action to take when approaching a “steady” yellow traffic light; only a quarter were actually aware of how much space to leave between them and the vehicle in front of them.

Without understanding the correct driving rules of the road, many drivers run the risk of increasing the amount of (close-call) accidents. The mentioned test is put into place to remind drivers to refresh their driving knowledge to prevent such events.

Surveying over 5,000 licensed drivers between the ages of 16-65 throughout all 50 states, including DC, the test included 20 questions taken from recent Department of Motor Vehicles (DMV) exams. The conclusive data was determined by the percentage of state population, age, gender and ethnicity.

Driver Test Highlights:

  • Men are better drivers: 1 in 4 women failed the test with an average score of 74.1 percent while the males dominated with an average score of 80.2 percent.
  • Northeast is WORST driving region: Average scoring at 74.9 percent; the Midwest is the BEST driving region with an average score of 77.5 percent.
  • “The older, the wiser”: Drivers ages 60-65 maintained the highest average test scores at 80.3 percent.
  • Be extra cautious while driving in the Empire State and Beltway: 1 of 3 (34 percent) of all drivers in New York and Washington DC failed the test; Wyoming was the state with the lowest percentage of failures, with only 1 of 20 (4.5 percent) failing the test.
  • Biggest gains and losses: Colorado recently jumped from 24th place in 2010 to third place with an 82 percent average score. Alaska, however, dropped 30 spots from tenth place in 2010 to 40th place this year with a decreased average test score of 76 percent; past years the state had a 79.8 average success rate.

Think YOU’RE smarter than the average driver? Take the test and compare answers with your friends and family!

Facebook users can take the National Drivers Test Facebook quiz; Twitter users can check out the Drivers Test Twitter page.

How do you think YOU will rank? Contact Wolpert Insurance today to find out about The Safe Driver Insurance Plan (Massachusetts), which lists different types of auto accidents and moving violations, and assigns a “point” value (from 0 to 4) to each type based on the severity of the incident. Drivers with accident-free records pay the lowest possible rates. Those who have had accidents or convictions pay more through surcharges added by SDIP points.

Published in: on May 31, 2011 at 1:55 pm  Leave a Comment  
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Leave Your Children Where They Are If You Think You Might Leave Them in the Car

With summer just around the corner, the NHTSA (National Highway Traffic Safety Administration), reminds parents the dangers of leaving a child alone in a car, especially on hot summer days.

Research shows the risk of a serious and/potential deadly injury is increased for children left in vehicles during hot summer days. In fact, hyperthermia (heat-stroke) is the leading cause of non-crash vehicle deaths for children under the age of fourteen. There is an estimated 27 reported deaths every year.

The following are safety tips to prevent hyperthermia:

  • NEVER leave infants/children alone in a vehicle-even if the windows are partially open or the AC is running.
  • Make a habit of looking in the vehicle-front and back-before locking the door and walking away.
  • Write yourself a note and place it where you’ll see it when you leave your car.
  • Place your purse, briefcase, etc. in the back seat so you’ll be sure to recognize that there is, in fact, a child in the vehicle.
  • Call 911/your local emergency number IMMEDIATELY if you see a child alone in a vehicle. When children are in distress, especially due to heat, remove them from the vehicle AS QUICKLY as possible! Warning signs of hyperthermia include: red, hot, damp or dry skin, no sweating, strong rapid pulse of a slow weak pulse, nausea or acting unusual. If any of these signs are present, COOL THE CHILD QUICKLY!!!

For additional safety tips and information on how to keep children safe in and around vehicles, visit www.nhtsa.gov/keepingkidssafe.

Now, some of you may be thinking, “How could a parent leave their child in the vehicle?!”; sadly, some parents DO forget they have their child(ren) in the car, especially if they have a “hectic schedule”. Still, leaving a child in an unattended vehicle is inexcusable. If there is any inclination that a child could be forgotten in the vehicle, leave the child at home with a responsible caretaker while running errands, going to appointments, etc.

Published in: on May 24, 2011 at 1:22 pm  Leave a Comment  
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Parents- Prom Season is Here. Are YOU Ready???

With prom season in full affect, we are reminded of the driving tragedies that too often occur on prom night. Recently, there has been some encouraging news from a 2011 teen driving study conducted by SADD (Students Against Destructive Decisions) that shows a decrease in these incidents. According to a recent national study of about 2300 high school students, only 6% say they have driven under the influence on prom night.

The SADD study results offer some insight into a possible reason for the limited occurences of drinking and driving by teens on prom night: policies/security measures have been put into place at most schools for these events; it has been reported that about 90% of students say their schools have programs/policies in place to keep teens from taking part in illegal behaviors such as underage drinking at school-related functions. Policies include the presence of security guards/police, organized transportation, breathalyzer tests and other programs.

Although the above reported numbers are low, the probability of such tragic events should not be over-looked.

Underage drinking is never acceptable; however these findings suggest that when schools enforce zero-tolerance measures at official functions, they can be an effective way to curb that dangerous behavior behind the wheel…on the flip side, however, the findings also suggest that when school enforcement is absent, drinking and driving is more [common]. – SADD Chairman, Stephen Wallace

For additional statistics, please visit SADD’s website.

Make sure your teen has the best possible insurance for their driving safety! Contact Wolpert Insurance Agency today!

Published in: on May 12, 2011 at 1:04 pm  Leave a Comment  
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Put Your Distractions Away and Drive Safe. Okay?

Recently, the US Transportation Secretary, Ray LaHood announced that the number and rate of traffic fatalities in 2010 fell to the lowest levels since 1949, despite the increase in miles traveled during the year.

Last year’s drop in traffic fatalities is [great]news[;] it proves that we can make a difference…Still, too many of our friends and neighbors are killed in [avoidable] roadway tragedies every day. We will continue doing everything possible to make cars safer, increase belt use, put a stop to drunk driving and distracted driving to encourage drivers to put safety first.

-US Transportation Secretary, Ray LaHood

It has been reported that the number of traffic fatalities dropped 3% between 2009 and 2010, from 33,808 to 32,788. Since 2005, fatalities have dropped 25% from the 43,510 deaths during that year.

The greatest drop in fatalities exist in Washington, Oregon, Idaho, Montana and Alaska, with a 12% decrease. Arizona, California and Hawaii also had one of the steepest declines at nearly 11%.Drive safe

However, for all you New England drivers out there, you are included in one of the only regions that has an INCREASE in fatal car crashes, with an 18% climb.

In 2009, Secretary LaHood launched a national anti-distracted driving campaign, along with a dedicated website, to provide the public with a detailed source of information on distracted driving.

The US Department of Transportation’s Federal Highway Administration (FHWA) has also been encouraging the use of Safety Edge technology–which reduces drivers’ risk of running off the road by shaping pavement edges on new roads and highway projects. FHWA has also promoted the use of ‘rumble strips’ and cable median drivers to separate opposing directions of traffic to reduce the incidence of head-on collisions.

To view NHTSA’s latest statistical projections of traffic fatalities in 2010, click here.

Wolpert supports careful drivers of personal automobiles and fleet motor carriers alike. Whether you’re looking to insure your personal vehicle, obtain a quote on your limo insurance company or are interested in learning more about our fleet truck insurance policies, please visit www.wolpert.com or contact an agent today!

Published in: on April 5, 2011 at 1:46 pm  Leave a Comment  
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