The Snow’s Melting, River’s are Filling; How Water-Proof is Your Property?

Flood insurance provides protection for destruction and financial devastation caused by “floods”; homeowners insurance does NOT cover flood damages!!! Such insurance is important if you want to keep your home safe and your possessions secure. Flood insurance offers the protection you need against losses that result from heavy, lengthy rainfalls, storm surges, blocked drainage systems, snow melts, etc.

Below are some helpful facts in order to stay “afloat”:HO Flood

  • Whether you live/work in a high/low flood risk area, anyone in a community that participates in the NFIP (National Flood Insurance Program) can buy building and/or contents coverage with very few exceptions. Some buildings principally below ground or entirely over water are NOT eligible for Nation Flood Insurance.
  • Even if the property is located in the lower risk areas, it is still a good idea to buy flood insurance since 25-30% of flood insurance claims come from low-to-moderate risk areas; a Low-Cost Preferred Risk Policy is ideal for homes and businesses in such areas.
  • Up to $500,000 of coverage is available for non-residential buildings, as well as coverage for its contents.

There is usually a 30-day waiting period before coverage goes into effect, so be sure to plan ahead so you are not caught without insurance when a flood threatens your home or business.

Don’t wait until it’s too late! Contacting Wolpert Insurance Agency today will get you on the path to flood protection with an affordable and comprehensive insurance policy.

Published in: Uncategorized on February 18, 2011 at 1:53 pm  Comments (1)  

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  1. Snow Proof Water…

    […] ance offers the protection you need against losses that result from heavy, lengt […]…

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