HAZ a MATter of Fact, Transporters of Hazardous Materials will Have to Undergo Additional Training

Earlier this month, a proposal was announced that would require additional training for employees and new safety requirements for motor carriers and facilities that transfer hazardous materials to and from highway cargo trucks.

This rule would help cut the safety risks to workers loading and unloading hazardous materials and to people living near those facilities.

-Us Transportation Secretary, Ray LaHood

Data shows the most dangerous part of transporting hazardous materials by highway cargo occurs when the hazardous material is being transferred through hose or pipe between the holding facility and the truck transporting it. Also, human error and equipment failure cause the greatest number of incidents during loading and unloading operations.

“The Notice of Proposed Rule-making” would require practice drills and classroom training for truck drivers and other workers who unload and/or load hazardous material, training on automatic valve shutdown to ensure the systems are in place and that the employees know how to use the systems. The Rule calls for developing inspection and maintenance programs to ensure the safety of hoses, valves and other equipment used in loading and unloading.HazMat

We believe these proposed changes will increase safety and ultimately reduce the likelihood of tragic hazardous materials incidents during loading and unloading.
-PHMSA Admin., Cynthia Quarterman

Over the past ten years, fatal and serious accidents during the process of transferring hazardous materials.

The proposed rule is available at www.phmsa.dot.gov/

You may also view a re-posting of this blog, as well as additional HazMat information at http://hazmatshipping.org/p/hazmat-transportation .

Wolpert Insurance Agency has many policy options for New England trucking insurance seekers, as well as moving and storage insurance. Whatever your specific insurance needs are, we will work with you to get your motor carrier company on the road.

Contact an agent today! 508.459.4700 or you may visit our website to fill out a form for a FREE quote!

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Published in: Uncategorized on March 30, 2011 at 10:47 am  Comments (1)  

Motor Carriers and Truckers Alike: Whether Making Deliveries Day or Night, Make Sure to Park Safely; Out of Other Motorist’s Line of Sight!

Recently, a jury verdict decided that the driver of a legally parked tractor-trailer truck is responsible to care for those injured in an accident when the tractor-trailer obstructed the vision of passing motorists.

Although parked legally, the tractor-trailer was parked close to an intersection, blocking the view of oncoming traffic. The location of the truck caused a pick-up truck to collide with a motorcyclist; a lawsuit was then filed against the tractor-trailer driver, the driver of the pick-up and the state in which the accident occured for causing personal injury. The plaintiffs won the suit, ending in fault charges against the tractor-trailer, pick-up truck and even the state of occurance.

Evidence of the parked tractor-trailer showed that drivers of such trucks should be professionally trained, (if they are not already) to be aware of its location and the risk of blocking other driver’s view when parking. At the time of the accident, the truck was parked at a high-speed, well-traveled intersection; a safe parking spot was available “around the corner”.

The significance of the Court’s ruling is substantial as it effectively acknowledges that truck drivers to account for the sight lines of passing vehicles, regardless of the legality of the parking location.

Transportation companies should instruct their drivers to seek parking locations that are a safe distance from active [roadways], particularly with adjacent intersections.

Article writer, Brad Hughes

Wolpert Insurance supports safe Trucking and Transport Companies. Call an agent today for a FREE Trucking Insurance quote! 508.459.4700

Published in: on March 24, 2011 at 12:42 pm  Leave a Comment  
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Fire Safety Tips and Prevention

Would you know what to do if a fire started in your home? Would your children? Take some time to review the following facts and tips so your family will be prepared in the event of a fire emergency in your home.

Fire Prevention

The best way to practice fire safety is to make sure a fire is not at risk to happen in the first place; parents should always be aware of potential hazards in their home.

It is important to check all electrical appliances, cords and outlets- Are they in good condition? Are your outlets congested with plugs for various appliances? Are your extension cords at maximum plug compacity? Do the light fixtures contain bulbs that are the correct wattage?

Make sure to check your home for potential problems and always make sure all smoke alarms are in working order.

Take a moment to test your fire safety knowledge by clicking the following link to take the fire safety quiz!

Test Your Fire Safety Knowledge

Being prepared is the best way to protect your family from a fire. Make sure to stock your home with fire safety items; also make sure your children know what to do in case of a fire. A few minutes of planning now could save lives in the future.

For a complete list of fire safety tips, visit kidshealth.org

Make sure your home and your belongings are covered in the instance of fire damage. Contact a personal lines agent today to get the facts on a dwelling fire policy by visiting wolpert.com !

Published in: on March 22, 2011 at 3:51 pm  Leave a Comment  
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Your Baby is All Grown Up and Ready to Conquer the Road Ahead; Insure Their Safe Travels.

The amount one pays for insurance depends on a number of factors; age is certainly not the only one. The cost of premiums will typically be more expensive for young drivers than they are for older, more experienced drivers.

The most common factors affecting car insurance costs for a 16 year-old young driver are:

  • The type/condition of vehicle purchases
  • Gender of driver
  • Safe driving record/experience

When shopping for policies for young drivers, consumers should become familiar with what their particular state requires.

New drivers are considered by the insurance companies to be a higher risk; it is very difficult to give a rough estimate about how much insurance will cost since it also depends on other factors, i.e. gender and residential location. However, one should expect to pay around $1000.00 every six months (this amount can vary greatly).

Unfortunately for teenage males, the cost of insurance tends to be greater than the cost of insurance for female teens. Most premiums are established by data compiled and analyzed by insurers; this determines the amount of risk that they will assume and charge accordingly.Tenn male driver

Male teenagers can expect to pay more, not only for being male, but also being inexperienced; studies show that less experienced drivers may have a harder time recognizing hazardous situations and more likely to underestimate dangerous ones.

Another reason young males may also pay higher premiums is that a recent study shows that they have accounted for 30% of the cost of injuries caused by motor vehicles annually. However, they can save money by shopping and comparing rates from competitors to determine which company will be more affordable for them.

In most cases, it can be much more economical to be included on a parent’s policy. A considerable amount of money can be saved while still getting the required coverage.

Contact Wolpert Insurance today to speak with an agent about insuring the new drivers in your family!

Published in: on March 8, 2011 at 10:17 am  Leave a Comment  
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DUI on Your Driving Record? Be Prepared to Pay More for Auto Insurance Coverage.

If you’ve been convicted of driving under the influence (DUI) of alcohol or drugs, it will likely drive your car insurance rates through the roof. DUI Sign

According to the Insurance Information Institute (III), there is an alcohol-related traffic fatality in the US every 45 minutes. Aside from the risk of killing yourself and others, a drunk driving conviction carries with it serious penalty from your car insurance company.

If your insurer discovers your DUI and classifies you as a “high-risk driver”, shopping around at renewal time is the best strategy, as rates will vary greatly among auto insurers. On the other hand, a rate increase may be the least of your problems; your policy could possibly be canceled or non-renewed. If this occurs, you most likely will be forced to look for new car insurance with the double-hit of a DUI and a cancellation on your record.

Laws requiring DUIs and car insurance coverage vary by state. Massachusetts requires that people convicted of a DUI must maintain DUI insurance; or high-risk auto insurance known as an SR22 policy. Massachusetts SR22 insurance is required for a period of 3 years, following a drunk driving conviction and can be very expensive if you go with the wrong provider.

Some car insurance companies don’t even offer SR22 policies, so your policy could be non-renewed or canceled because your company can no longer provide what you need; be sure to do some research and be aware of any possible insurance penalties you may encounter.

Published in: on March 4, 2011 at 2:18 pm  Leave a Comment  
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Facebook Can Wait, Drive Safe on the Interstate.

In November, State Farm conducted an online survey regarding the number of drivers who use the web while driving; the results were quite alarming.

Survey respondents consisted of 912 drivers who met the following criteria: had a valid driver’s license, reported driving at least one hour per week and owned a smart phone.

Of these drivers, 19 % admitted to surfing the web while driving. The top five web-based activities include:

*Finding/reading driving directions
*Reading email
*Looking up/referencing specific information of immediate interest
*Looking at/reading social networking sites (Facebook, Twitter, etc.)
*Composing/sending email

Texting while driving Many respondents admitted to using such services/sites when stopped at a red light or sitting in traffic; driving alone, during daylight hours and long drives on the interstate were mentioned as opportunities to do some web browsing.

Cindy Garreston, Director of Auto Technology Research at State Farm said,

We are very interested in learning more about the growing trend of using the web while driving […] We are working to prevent crashes and save lives [;] this research takes us one step closer to understanding the driver distractions that affect everyone on our roadways.

Wolpert Insurance supports safe drivers; whether you’re looking for trucking insurance, insurance for limousines, or moving and storage insurance, we are here for you! Contact an agent today for the most competitive commercial rates!

Published in: Uncategorized on March 3, 2011 at 1:10 pm  Leave a Comment  

Hockey Charity Event Participant; He Shoots, He Scores!…Or Does He???

At a US Hockey League game on 2/12/2011 in Indianapolis, a fan was challenged to make a difficult hockey goal; after Richard Marsh made the apparent impossible shot, he found out he was disqualified from the $50,000 reward.

The following video demonstrates this controversial shot.

Video of Richard Marsh Hockey Shot: Goal for Charity Gets Disqualified

A press release from the Indiana Ice Hockey Team released last week states that the decision to not donate the prize money came from the third-party insurance who pays money based on whether contestants make hockey shots within specific guidelines. The contestant was disqualified because he made the shot from outside the designated area.

In the end, Indiana Ice decided to honor its charity promise by donating the money.

Published in: Uncategorized on February 28, 2011 at 11:45 am  Comments (1)  

‘Fluffy’ Bumped his Head in a Fender-Bender; Chubb Insurance has become his “Safety Belt”

The Chubb Group of Insurance (one of the top eleven publicly traded organizations) has recently decided to add up to $2000.00 in coverage to its Auto and Car Insurance policies for pets injured or killed in a crash or other covered or any other covered loss. Although pets are considered priceless, the policy will help pay to treat, board or “replace” domestic pets, even if they were pulled in a trailer (i.e. horses).

Drivers with adequate health insurance know they’ll be protected in case of an auto accident, but pets are often overlooked members of the family.

-Raymond Crisci, Vice President and Worldwide Automobile Product Manager for Chubb Personal Insurance

Although this pet coverage is only available in Arizona, Maryland, Texas and New Jersey, Chubb plans to make it available throughout the United States. Currently, Chubb Insurance offers many other personal policies and have very competitive Massachusetts Auto Insurance Rates.Dog in car

To learn more about Chubb Insurance policies and options available, contact a Wolpert personal lines agent today by visiting our website or calling 508.459.4700.

Published in: on February 24, 2011 at 11:34 am  Leave a Comment  
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Dorel Recalls 800,000 Child “Safety” Seats due to Being “Unsafe”

The National Highway Traffic Safety Administration (NHTSA) announced that Dorel Juvenile Group (DJG) will be recalling roughly 800,000 child safety seats due to the harness locking/release button failing to always return to its locked position. A button that is not in locked position can allow the harness adjustment strap to “slip back” through the adjuster as a child moves around in the seat. Such movement can result in a loose harness, potentially increasing the risk of being injured in an accident.

The problem involves certain restraint systems manufactured from May 2008 through April 2009, including infant, convertible and booster child restraint systems.

A “remedy kit” has been developed for consumers, consisting of a small tube of non-toxic, food-grade lubricant to be applied to the center adjuster to prevent sticking, allowing it to properly engage the strap.Dorel Recall

Until the “remedy” has been applied, parents and caregivers should make sure the harness is properly adjusted and the lock/release button is fully in the locked position and pull on the shoulder part of the harness to double-check for security.

Consumers can obtain additional information at NHTA’s website . If further concerns need to be addressed regarding this recall, you may contact the manufacturer directly at 1.866.623.3139 or via email: harnessadjustment@djgusa.com .

Published in: Uncategorized on February 22, 2011 at 10:20 am  Leave a Comment  
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The Snow’s Melting, River’s are Filling; How Water-Proof is Your Property?

Flood insurance provides protection for destruction and financial devastation caused by “floods”; homeowners insurance does NOT cover flood damages!!! Such insurance is important if you want to keep your home safe and your possessions secure. Flood insurance offers the protection you need against losses that result from heavy, lengthy rainfalls, storm surges, blocked drainage systems, snow melts, etc.

Below are some helpful facts in order to stay “afloat”:HO Flood

  • Whether you live/work in a high/low flood risk area, anyone in a community that participates in the NFIP (National Flood Insurance Program) can buy building and/or contents coverage with very few exceptions. Some buildings principally below ground or entirely over water are NOT eligible for Nation Flood Insurance.
  • Even if the property is located in the lower risk areas, it is still a good idea to buy flood insurance since 25-30% of flood insurance claims come from low-to-moderate risk areas; a Low-Cost Preferred Risk Policy is ideal for homes and businesses in such areas.
  • Up to $500,000 of coverage is available for non-residential buildings, as well as coverage for its contents.

There is usually a 30-day waiting period before coverage goes into effect, so be sure to plan ahead so you are not caught without insurance when a flood threatens your home or business.

Don’t wait until it’s too late! Contacting Wolpert Insurance Agency today will get you on the path to flood protection with an affordable and comprehensive insurance policy.

Published in: Uncategorized on February 18, 2011 at 1:53 pm  Comments (1)